For a new start up or a growing business Factoring, Invoice Finance or Confidential Invoice Discounting can be a funding stream that can grow as you grow without having to go back to the funder with new plans and new underwriting requests.

The lender takes a charge over your receivables i.e. over those business customers that you have given or plan to give credit terms too. The funder advances you the money until the customer pays, for a small charge and normally a monthly account fee. It is not applicable for a cash business. However, it would be useful if you are working with businesses that do not pay you promptly, alleviating the cash flow issues of late payment from customers.

We work with several companies including Ultimate Finance. For advice on whether this is the right product for your business contact us or for a quote from Ultimate fill in the contact form below.

Ultimate Finance


Ultimate Finance

Ultimate Finance is giving the UK’s SMEs the accessible funding they need to succeed. They are supporting businesses with finance that is fast, flexible and fair. Their unique portfolio of products enables them to tailor solutions that meet the needs of their customers and free them from the headache of funding. Cash Advance, Ultimate Loan, Invoice Finance, Asset Finance, Trade Finance, Bridging Loan, Construction Finance & Recruitment Finance.


Business in Focus Limited is an independent introducer to Ultimate Finance plc and we will receive commission on any successful purchase of products from Ultimate Finance plc through our introduction. Full details of commissions payable will be disclosed to you by Ultimate Finance plc before any product is purchased. Business in Focus Limited is not advising you as to whether the products offered by Ultimate Finance plc are the best and most suitable product for your company at this time so you should make your own enquiries. This arrangement does not affect our advice to your business or impact our independence.

Please complete the short form below with your details and someone from the Ultimate Finance team will be in touch shortly.


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